What does cyber insurance cover?

Cyber insurance. It’s not just another business expense to add to your never-ending checklist. In reality, it’s an important type of coverage for damage or loss of information from IT systems, networks, and data.  

Think about it – you wouldn’t drive a car without insurance. So why let your important IT systems and data, which underpin all of your essential business processes, go uncovered?

Cyber insurance makes sure that you’re protected in case anything impacts your IT.

Why do you need cyber insurance?

Every business is responsible for its cybersecurity. If something malicious or unfortunate happens to your IT systems, for example, a data breach or cyberattack, you want to make sure you’re protected. 

In 2022 alone, 39% of businesses identified a cyberattack in their organisation. And these threats could have serious financial and reputational repercussions. But sometimes they’re unavoidable, and cyber insurance provides crucial support exactly when you need it.

Considering cyber insurance for your business? Don't make a decision without reading our guide.

What does cyber insurance cover?

Cyber risks fall into two categories. First-party and third-party risks. Your chosen cyber insurance will need to cover what’s relevant to you.

First-party insurance 

First-party insurance covers your own assets. This includes:

  • Loss and damage to data or software programmes
  • Network downtime that causes interruption to your business
  • Cyber extortion – third parties asking for money at the expense of your data
  • The cost of sending customer notifications, which is a legal requirement in response to a cyber attack
  • Theft of digital assets, equipment, money, or electronic theft

Third-party insurance 

Third-party insurance covers the assets of others, like your customers. This includes:

  • Security and privacy breaches
  • Defence costs and the civil damages associated with them
  • Loss of third-party data – compensation payments for your customers 
  • Investigation costs
  • Costs associated with liability, breach of privacy, and negligence

Don’t rely on cyber insurance alone to protect your business

Cyber insurance is a great way to stay covered in case an incident occurs in your organisation. But you shouldn’t rely on it alone to protect your business. 

There are a few simple steps you can take to reduce the chances of an incident happening in the first place. Ultimately, you need the correct cybersecurity credentials across all the main aspects of your business to remain protected. 

Ask yourself these questions:

  • What cybersecurity accreditations have we implemented across our people, technology, and operational processes?
  • Are our accreditations up to scratch with industry standards, or backed by the government?
  • Are the correct measures in place to prevent an incident from occurring?

If your answer no to any of these questions, it could be beneficial to look into a Cyber Essentials security accreditation to keep your business safe. 

It’s an easy, fast method of making sure you’re following the correct measures in your business, so an incident is significantly less likely to happen. Simply being certified can reduce your cyber risk by up to 98.5%. 

Think about it. Relying on insurance, before managing your risk, is fundamentally flawed. Ensuring you’ve implemented both measures – a certification and insurance – is the ultimate safeguard for your business.

If you’re considering cyber insurance or just curious as to what it’s all about, check out our guide, Cyber Insurance Trends 2023. It’s a great introduction to the industry and you can download it, for free, here.

Cyber insurance trends 2023


5 tips to improve your cloud security

Cloud computing is everywhere. You probably don’t think about it all that much, but most of the platforms and software you use will be hosted in the cloud. However, while cloud-based platforms are generally the safest around, there are extra steps you can take to protect your business. Here are our top 5 tips for improving your cloud security.

1. Use Multi-factor authentication 

Multi-factor authentication (MFA) is an authentication tool that requires you to provide two or more verification methods to sign into an application. Rather than just asking for a username and password, MFA adds some extras. For example,  a randomly generated pin code sent by SMS, a thumbprint, or a piece of memorable information only you know.

You’ve probably already used MFA plenty in your day-to-day life. Many applications now require it and we’re well on the way to it being a near-universal security tool.

This is happening for a very good reason. Strong passwords are important, but they aren’t infallible. A well-orchestrated brute force attack could still find a way through. In contrast, MFA is incredibly difficult for a cybercriminal to crack without access to your phone, fingerprints or deeply personal information.

Moreover, under the new Cyber Essentials requirements, MFA should always be used for accounts connecting to cloud services. 

Want to know more about the cyber threats small businesses face? Check out our guide.

2. Manage user access carefully

It’s likely you’re already doing this with some of the cloud-based software you use. After all, who pays for licences they don’t need? However, as a general rule, it’s important to give your staff access to all the resources and data necessary for their roles, and no more.

There are two key reasons for this. Firstly, it reduces the risk of someone editing or deleting important information by accident. But, more importantly, it protects you from hackers who have stolen an employee's credentials.

Practising proper segregation of user accounts limits the damage any successful breach can cause. To learn more about how to do that, check out our blog on admin users

3. Create a comprehensive off-boarding process

It’s never nice when a colleague leaves, especially if it’s not on good terms. But however staff leave, you need to make sure they no longer have access to cloud platforms, systems, data and customer information.

Of course, it’s unusual for employee off-boarding to go dramatically wrong, but that doesn’t mean you shouldn’t take precautions. Too many businesses leave the process weeks or even months after an employee has left, or forget altogether. 

This is a big security risk. By failing to cull access permissions for former employees, you’re losing control over who can access your systems and data, and potentially giving cybercriminals an easy route into your business.

To prevent the worst, you’ll need a systematic process for ensuring all access rights are revoked. This can be tricky as most employees will have access to a range of applications and platforms. So, to make it a simpler process, keep an up-to-date list of who has access to what. And, if you don’t have the bandwidth to do so in-house, there are plenty of tools available to automate the process.

4. Consider a cloud-to-cloud backup service

As we’ve mentioned, a direct breach of any cloud platform you use is unlikely (though not impossible). Nevertheless, the risk to your data from human error is high. Some 90% of all breaches start with some form of human error.

The problem is, should a cybercriminal corrupt your data or an employee delete something, most cloud platforms will only keep backups of deleted data for a specific period. This can range from days to months. So as well as checking with the provider what its policy is, it could be worth having a reserve option.

Many providers offer regular cloud-to-cloud backup services. And, it’s an option well worth considering for particularly important or sensitive data. 

5. Provide regular security training for employees

If you’ve read any of our blogs before, you’ll know we really hammer home the importance of staff training. Cloud platforms typically have very good defences, meaning the most likely way a hacker will bypass them is by stealing employees’ login credentials. This will usually happen through a social engineering attack, such as phishing.

The best way to counter this is with regular security training. That way, your people will be able to recognise potential threats and avoid them. There’s no such thing as one-size-fits-all security training. What the training looks like will depend on your staff and their knowledge gaps. 

However you do it, keep it regular, useful, and engaging. For more on how to get started, we recommend reading our blog on security training.

To find out more about the threats facing businesses, read our guide, The State of UK SME Cybersecurity. It’s full of useful insights into the risks small businesses face and what can be done to counter them. Get your copy here.

State of SME cybersecurity

What is a business email compromise attack?

Business email compromise (or BEC) attacks are a threat to organisations of any size. Here’s everything you need to know to protect your business.

How does a business email compromise attack work? 

A BEC scam is a form of social engineering attack. It usually involves an attacker impersonating the top dog (such as the CEO or founder) in a business to defraud the company and its employees, partners and customers. 

The bad guys achieve this by creating an email account with a very similar address to the real thing. For example, say your CEO’s email address is ‘john.smith@cybersmart.co.uk’, the hacker’s impersonation might be something like ‘js@cybersmart.gmail.com’. 

It’s just plausible enough that, were you in a hurry or unfamiliar with the real email address, you might share sensitive information or fulfil a request without giving it too much thought.

Like all social engineering scams, BEC attacks rely on creating a sense of urgency and implied trust in an email that comes from a seemingly legitimate source. A sense of urgency because employees are likely to hop to it pretty quickly if a CEO requests something. And, trust because of the assumed gravitas an email from an important person within a company carries.

What do business email compromise attacks seek to gain?

Cybercriminals use BEC attacks for all sorts of nefarious ends. It might be that they want to steal sensitive data, gain access to company systems, set up a ransomware attack or dupe the victim into paying for something. 

Sadly, BEC attacks lend themselves to just about any purpose, making them a highly versatile weapon for cybercriminals. 

Want to know more about the cyber threats small businesses face? Check out our guide.

Are there any famous examples?

As they often lead to huge losses for the victim, you’ve likely seen the results of successful BEC scams in the media – even if they weren’t necessarily reported using the term. 

Facebook and Google

Undoubtedly the most famous of all time was the Facebook and Google scam, carried out between 2013 and 2015. A Lithuanian cybercriminal called Evaldas Rimasauskas set up a spoof company named ‘Quanta Computer’ (which also happened to be the name of a real supplier).

Rimasauskas then emailed convincing fake invoices to both tech giants. Both duly paid, again, again and again, until they’d been defrauded out of $121 million. Rimasauskas was eventually caught in 2019 and sentenced to 5 years in prison for wire fraud. 

Toyota Boshoku Corporation

In 2019, cybercriminals contacted the finance department of a company in Toyota’s supply chain posing as a legitimate business partner. They used the classic social engineering tactic of creating a sense of urgency, claiming that the transaction needed to be paid quickly to avoid slowing the manufacturing process. 

Unfortunately, someone at the company took the bait. The subsidiary transferred more than $37 million in parts orders to the fake company. It remains one of the biggest losses to a BEC scam ever recorded. 

Reading these examples, it’s easy to form the impression that BEC scams are usually targeted at large companies. However, this isn’t the case.

Although Cybercriminals’ final target is often a big corporate, they’ve become more and more inventive about how they get there. As with many other forms of attack, many BEC scams now originate in the supply chain. Even if you’re a smaller business, it’s no guarantee that cybercriminals won’t try to use you as a backdoor into a larger organisation in your supply chain.

So, how can your business protect itself?

How can you protect your business?

Secure your supply chain

As we mentioned earlier, a large proportion of BEC attacks begin in the supply chain. So the best form of defence is to secure the links in your supply chain

How that looks in practice will depend on your business and who it works with. However, a great place to start is by ensuring your cybersecurity is up to scratch. Once that’s the case, talk to your suppliers and partners about their cybersecurity practices and share experiences and advice. Many a breach could’ve been avoided with better communication across a supply chain.

Finally, aim to work with businesses that have Cyber Essentials certification as a minimum. This will give you confidence the suppliers and partners you work with take cybersecurity just as seriously as you.

To find out more about securing your supply chain, check out this blog.

Educate your staff

Like all social engineering attacks, BEC scams rely on human error. If your people can recognise the signs of a BEC scam, your business is less likely to be breached. The best way to achieve this is through security training.

Training can help your employees recognise the tactics typically used in BEC attacks such as posing as a supplier, creating a sense of urgency, or requesting suspiciously large amounts of money. The most important way to counter a BEC scam is simply pausing to think about the request and whether it’s legitimate, Training can help this become a habit. 

Create clear cybersecurity policies

To ensure your people know what good cybersecurity practices look like,  you need a clear, easy-to-follow cybersecurity policy. And make sure they know where to find it. A cybersecurity policy is only as effective as the number of staff who’ve read and followed it. 

Create a positive cybersecurity culture

The most formidable opponent of good cybersecurity isn’t the bad guys, it’s poor communication. Your employees need to feel comfortable raising concerns or reporting anything that doesn’t seem right. Without such a culture in place, you risk security threats being raised or discovered far too late. 

Encourage everyone in your organisation to ask questions, report anything that concerns them and learn as they go.

To find out more about the threats facing businesses, read our guide, The State of UK SME Cybersecurity. It’s full of useful insights into the risks small businesses face and what can be done to counter them. Get your copy here.

State of SME cybersecurity

The 7 biggest challenges of ISO 27001 certification

It takes months of hard work to meet the rigorous standards outlined by ISO 27001. But if you think it’s the right move for your business, then these are the challenges you should be aware of before starting your journey.

What is ISO 27001?

ISO 27001 is an international information security standard. It was first published by the International Organization for Standardization and the International Electrotechnical Commission in 2005 and revised in 2013.

The standard contains 10 management system clauses and 114 information security controls. These provide businesses with impartial, best-practice guidance on building, deploying, and maintaining a robust information security management system (ISMS). ISO 27001’s guidelines cover all key areas in your business, including people, processes, and tools.

ISO 27001 is more comprehensive than similar security certifications, like Cyber Essentials. It isn’t mandatory for UK SMEs, but there are several benefits:

The benefits of ISO 27001 certification

  • Protect your business and customers from cybersecurity threats
  • Reassure customers
  • Enhance your reputation
  • Avoid the financial penalties associated with data breaches

Want to protect your business but unsure where to start? Check out our free guide to cybersecurity certifications in the UK.

7 Common challenges of ISO 27001 certification

1. Understanding the guidelines

ISO 27001 is complex. Annex A of ISO 27001 contains 114 controls. These cover everything from information security protocols to incident management and business continuity. It’s a lot to take in and leaves many businesses asking the question: “where do I start?”

2. Building a security framework

Before embarking on ISO 27001 certification, you should have a robust information security framework in place. This outlines your cybersecurity policies, as well as the processes and tools you use to protect sensitive data from potential threats. It also explains what to do in the event of a security breach.

Auditors assess cybersecurity risks against this framework. If you don’t have one, you’ll have to build it from scratch. This is a significant undertaking and can set your project back by several months.

3. Identifying security gaps

What does your current information security ecosystem look like? It’s a simple question, but unless you review your processes, policies, and tools regularly, it’s difficult to get the complete picture you need to spot potential blind spots in your defences.

This is problematic for two reasons:

  1. It’s difficult to see where you should focus your efforts
  2. You might waste time on unnecessary tasks

You wouldn’t be the first business to spend days writing a new bring-your-own-device policy, only to discover you already have one hidden in a rarely used SharePoint folder. A comprehensive gap analysis can provide you with the information you need. But it requires the cooperation and support of every department to make sure nothing falls through the cracks.

4. Establishing responsibilities and ownership

You might think the ISO 27001 certification process is the sole responsibility of the IT department. But that’s not always the case.

ISO 27001 isn’t only about anti-virus software and data protection. It encompasses everything from helping individual team members understand their responsibilities and physical controls to managing supplier risks and compliance. 

The COO, operations teams, and HR all have a role to play in helping you achieve ISO 27001 certification.

5. Getting stakeholder buy-in

ISO 27001 certification is a long, intensive, and expensive process. You’ll have to put up with plenty of disruption along the way, and this can be a deal-breaker for some stakeholders. If your business has always worked in a certain way – and succeeded – stakeholders might justifiably ask: “is ISO 27001 worth the hassle?”

Many SMEs wrongly assume that they’re too small to be targeted by hackers, but that simply isn’t the case. 39% of UK businesses reported cyber breaches in 2021 and data suggests they’re on the rise.

You can overcome these objections by building a business case that outlines the value of ISO 27001 certification. This includes the benefits of ISO certification, such as stronger information security processes and enhancing your reputation.

6. Having no project plan

Attempting ISO 27001 certification without a plan is like trying to hit a bullseye while wearing a blindfold. You’ll hit the target eventually, but it’ll take longer and require considerably more effort.

ISO 27001 is a complex and time-consuming process. Successful ISO 27001 certification is a business-wide effort, and that means you need a project roadmap to:

  • Split the project into smaller, more manageable steps
  • Provide clear timelines for delivery
  • Ensure everyone’s on the same page

7. Implementing the project

One of the biggest challenges of ISO 27001 certification is implementing the project. SMEs typically lack the internal skills and knowledge to make the changes required by the ISO.

The key to a successful ISO 27001 implementation is to provide internal teams with the relevant security training, so they can implement the changes with confidence. Alternatively, you could work with a third-party auditor to make sure you’re moving in the right direction.

Is ISO 27001 right for my business?

It depends. Most businesses that embark on ISO 27001 certification are enterprises that have an information security framework in place and are ready to add another layer of protection. They also have the resources to implement the required changes.

For most UK SMEs, ISO 27001 is a nice to have rather than a necessity. Cyber Essentials and Cyber Essentials Plus provide all the security you need to defend your business against the most common cyber threats, like phishing scams and human error.

We certainly wouldn’t recommend attempting ISO 27001 until you’ve completed Cyber Essentials at the very least. Cyber Essentials accreditation isn’t a prerequisite for ISO 27001. But starting with ISO is like trying to run before you can walk.

Still unsure which certification is best for your business? Check out our in-depth guide to cybersecurity certifications in the UK.

Cybersecurity certifications

5 benefits of Cyber Essentials certification

Maslow’s hierarchy of needs outlines key motivations that dictate human behaviour. There are five categories of needs, in order of importance.

  • Physiological
  • Safety
  • Belongingness and love
  • Esteem
  • Self-actualisation 

Physiological and safety needs are the most basic for humans to function – warmth, food, water, safety, etc. This can be applied to business, too. The most basic needs for a business to function include:

  • Having a product or service offering
  • Building an infrastructure to support sales/customers/employees, e.g. IT
  • Having a place to work or sell, e.g. website, office, shop
  • Protecting your business from threats like theft from physical stores or cyber attacks on systems and data

Certifications like Cyber Essentials satisfy the basic need to protect your business against threats.

Need more help finding the right cybersecurity accreditation for your business? Check out our guide.

What is Cyber Essentials?

Cyber Essentials is a cybersecurity certification designed by the government to give organisations a standardised level of protection.  

There are five security controls with criteria to address cybersecurity effectively and mitigate the risk from cyber threats:

  1. Firewalls
  2. Secure configuration
  3. User access control
  4. Malware protection
  5. Security update management

Businesses must meet the Cyber Essentials IT infrastructure requirements in all five areas to become accredited.

The 5 benefits of Cyber Essentials

1. Improve your security processes 

Once accredited, you’ll be less at risk of GDPR non-compliance and associated fines, and protected against 98.5% of the most common security threats.

Cyber Essentials provides a framework to improve your internal processes. The five categories of criteria act as a step-by-step guide to up your cybersecurity game. It’s easy to follow and gives you processes to follow that’ll set you up for future success. Save time, money, and stress by getting organised.

2. Build trust with customers

With so many high-profile and damaging cyber attacks worldwide, customers are rightly nervous about who to share data with and want to know their personal information will be safe. 

Having a government-backed accreditation lets customers know that you operate your business to a good standard of cybersecurity. This provides the reassurance they need to buy from you with confidence. 

Over time, you’ll build broader brand recognition and improve your reputation, too.

3. Bid for government contracts

If you want to work with organisations in the public sector and bid for contracts, you’ll need a Cyber Essentials accreditation. 

This is a huge opportunity to work on large-scale projects and form long-lasting positive relationships with public sector organisations. 

4. Be on a trusted register of suppliers

For the 12 months your certificate is valid, your company’s name will be on the NCSC website. This makes it easy for potential customers to check your cybersecurity credentials and validate your business.

5. Strengthen your supply chain

It’s not just important for your customers to trust you. Your partners, suppliers, and investors need to have confidence in your ability to operate safely, too. Having a recognised certification validates your processes and means they know you operate with their best interests at heart.

Start meeting your business needs today

Remember Maslow. Addressing all the basic needs of your business will give you a foundation for success. Getting your cybersecurity in order is a must, and working towards a Cyber Essentials certification will set you on the path to better data management. 

And when you have Cyber Essentials in place, you can think about striving for more complex certifications to fulfil needs further up the hierarchy so your business can reach its full potential.

Still unsure which certification is best for your business? Check out our in-depth guide to cybersecurity certifications in the UK.

Cybersecurity certifications

What is smishing?

You’ve probably heard of phishing scams, have a decent handle on what they look like, and know how to avoid them. But just when you thought it was safe to log back onto your devices, there's a new threat in town. 'Smishing'.

Silly name aside, smishing is a pretty potent cyber threat and has fooled thousands of victims to date. So, to arm your business against this new breed of scam here's everything you need to know.

How does Smishing work?

Smishing attacks are a mutation of a classic phishing scam. They typically use SMS (hence the ‘smish’ part of ‘smishing’) to target victims and usually work much the same way as a typical phishing scam. A cybercriminal will impersonate a legitimate company to solicit personal data or financial information.

Like most social engineering attacks, smishing relies on creating a sense of urgency to trick victims into giving away their details before thinking too much about whether the message is legitimate. For example, a textbook smishing message often looks something like this: 

Hi,

Your Parcel Service package has extra shipping charges of £1.45 that must be paid before we can deliver your parcel.

Please click parcelsevice-17374330.com to pay.”

Notice that this text message doesn’t feel quite right. The language isn’t quite what you’d expect from a professional courier, the link looks dodgy, and there’s lots of slightly shonky bold text everywhere. And on top of this, few couriers or postal services would notify you of extra charges via an SMS.

However, if you’re in a hurry or are expecting a parcel, you might just hit the link without thinking too much about it. And it’s exactly that scenario that the bad guys are counting on.

Want to know more about the threats facing UK businesses? Download our guide.

Why are smishing attacks on the rise? 

First of all, let’s state the slightly obvious. Smishing attacks are becoming a big cybersecurity problem. Reports of malicious text messages tripled in just a year from 2019 to 2020, skyrocketing from 107,663 in 2019 to 305,241 in 2020

What’s more, Ofcom research revealed that 82% of UK adults (or 45m people) received a suspicious text or email during the summer of 2021. It’s got so serious that the UK government was forced to relaunch its Joint Fraud Taskforce in October of last year.

But what’s driving this?

Of course, some of this is down to the pandemic, we saw cyberattacks of all kinds increase dramatically in the wake of COVID-19. However, that’s not the whole story. In smishing, cybercriminals have hit upon a low-effort, high-reward way to target just about anyone who owns a phone. 

It’s substantially easier for cybercriminals to find your phone number than your email. Even if your number hasn’t been in a data leak, attackers can simply try random combinations of numbers until they hit upon one that’s a real phone number. After all, there’s a finite set of options for a mobile telephone number (UK numbers are 11 digits).

On top of this, smishing has become increasingly popular because people are more likely to trust a text message than an email. This is partly an educational issue. By this point, most of us are aware of the threat of email phishing scams (even if we still fall for them). Smishing is a newer phenomenon and, as a result, we tend to be more trusting. 

Are there any famous examples?

There are plenty of examples of famous brands being spoofed for smishing purposes, from Banks to parcel services to government departments. But perhaps the most famous UK examples are Royal Mail and HMRC

The Royal Mail scam looked a lot like our smishing example above. Victims were sent fake messages purporting to be from Royal Mail asking them to pay extra fees for parcels to be released. Once victims had entered their card details to pay these ‘fees’, cybercriminals used this information to drain their bank accounts or go on lavish spending sprees.

Sadly, a staggering number of people were hoodwinked by the scam. According to Wired, 2020 saw a 1,077% increase in incidents related to Royal Mail.

The HMRC scam performed a similar dirty trick. Victims received SMS messages notifying them of a bogus tax rebate. And, after victims submitted their information, you guessed it, money suddenly started disappearing from their bank accounts.

Both scams had devasting effects, particularly at the height of a pandemic with many people on furlough, with victims losing savings or money they needed to pay bills.

What can you do to protect your business? 

Education, education, education 

Smishing attacks rely solely on human error. If your people can recognise the signs of a smishing scam, they simply won’t fall for it. The best way to achieve this is through security training.

Training can help your employees recognise the tactics typically used in smishing attacks such as impersonating a supplier, creating a sense of urgency, or offering bogus services. It can also help give them a good nose for what looks or sounds like a scam, identifying things like strange syntax, simple spelling mistakes and weird URLs or phone numbers.

Create clear cybersecurity policies

If your staff aren’t aware of what safe online behaviour looks like, they're unlikely to adopt it. So, you need easy-to-follow cybersecurity policies to make it clear what safe and unsafe look like. 

Also, make sure they know where to find them. The most thorough cybersecurity policy in the world is useless if no one reads it. For more on why cybersecurity policies are so important and how CyberSmart can help, read this. 

Create a positive cybersecurity culture

Your employees need to feel comfortable asking for help, raising concerns or owning up to mistakes. Anything else risks security mistakes being swept under the rug, only to resurface ten times worse when they’re discovered later on.

So encourage your people to ask questions, report security issues and, most importantly, learn. There was never a truer cliche than ‘your people are your greatest cybersecurity asset’.

To find out more about the threats facing businesses, read our guide, The State of UK SME Cybersecurity. It’s full of useful insights on the risks small businesses face and what can be done to counter them. Get your copy here.

State of SME cybersecurity

How to achieve Cyber Essentials certification when your business works remotely

If your business has employees who are hybrid or remote workers, you need to ensure their devices are secure and meet the requirements of Cyber Essentials. Cyber Essentials is the UK standard for organisations to follow to remain safe and secure from cybersecurity threats, and its requirements continue to be updated. Here’s how to make sure you’re covered when working remotely.

What are the steps to achieve Cyber Essentials certification remotely?

  1. Make sure your employee networks meet Cyber Essentials requirements
  2. List the equipment that each remote employee is using
  3. Check software and licenses are up to date

What is a network?

Any single device connected to a router can be considered a network. For the purpose of Cyber Essentials, your ‘network’ is the devices linked to share resources, exchange files, or allow communication. 

For example, think of your office printer. Rather than setting up a single printer for every employee, you’ll have a single printer that everyone can use (and you’ll argue over whose turn it is to change the toner). This is the perfect example of a network.

What does a network look like in practice?

Most offices and workplaces use a Local Area Network (LAN). A LAN is usually confined to a small geographic area, say an office in Bow or a warehouse in Bolton. A LAN allows every device within the network to use a single internet connection, share files, and access or control other devices. 

It’s possible to connect everything from printers and phones to smart TVs, speakers, and security cameras. You can even connect the office fridge. 

Unsure which certification is best for you? Check out our guide to cybersecurity certifications in the UK.

How to get Cyber Essentials certified when working remotely

1. Check employee networks meet Cyber Essentials requirements

We’ve just gone through what a network is. However, with remote working, networks might look a little different. 

Any device connected to a router is considered a network. With multiple remote workers, you’ll have multiple networks. 

All you need to do is ensure that each router meets the requirements of cyber essentials. For example, you should ask each employee to change the default password on their router. 

2. List your remote employee equipment 

Question A2.8 of the Cyber Essentials assessment will require you to list all of your network equipment. But don’t worry, it’s pretty simple.

All you need to do is list the equipment each employee is using, as if you were in the office. 

What might this look like in practice? Let’s imagine a company with ten staff working from home. An equipment list will look something like this:

  • 2 x Sky broadband with Sky router
  • 6 x BT broadband with BT hub router
  • 1 x TalkTalk broadband with TalkTalk router
  • 1 x Virgin Media broadband with Virgin Media router

3. Check software and licenses are up to date

Any devices that home workers use to access organisation information should be covered by Cyber Essentials. And the software and licenses you use should be too. 

Make sure that software and licenses are:

  • Up to date, licensed, and supported
  • Removed from devices when they become unsupported
  • Set to update automatically where possible

But what about other elements of the Cyber Essentials assessment process? Fortunately, as the entire assessment can be conducted remotely, you can complete the process no matter where your staff are working from. 

Hopefully, we’ve cleared up most of the confusion surrounding networks and Cyber Essentials. However, if you have any further questions, please don’t hesitate to get in touch with our team. 

And, you can always find out more about which certification is right for you by downloading our guide to cybersecurity certifications in the UK.

Cybersecurity certifications

What to Expect from a Cyber Essentials Plus Audit

Cyber Essentials Plus Audit

Here at CyberSmart, we understand that organisations would like a bit more information on how the Cyber Essentials Plus process works. So, to demystify the process, we’ve put together this guide. 

The Cyber Essentials Plus audit aims to secure your business from known vulnerabilities, safeguarding your customers’ data. This not only helps ensure your business is working safely, but also builds trust with your customers and can help you win new business.

The first step in completing the Cyber Essentials Plus audit is to let our team know that you are ready to be sent the information for this assessment.

How To Schedule a Cyber Essentials Plus Audit  

Once you have confirmed, you’re ready to begin your Cyber Essentials Plus journey. We’ll send you the Qualys agent to deploy to your devices. This agent will scan your machines for known vulnerabilities and compare them against the National Vulnerability Database. Any vulnerabilities found with a CVSSv3 score of 7 and higher (Critical/High) will need to be resolved. 

Unsure which certification is best for you? Check out our guide to cybersecurity certifications in the UK.

The Assessment Process

On the day of the assessment, the following will take place:

  • Internal vulnerability credentialed patch audit scan of all sample devices in scope using Qualys.  (unless you have your own PCI DSS approved scanner)
  • External vulnerability scan of externally facing IPs/services
  • Observing how devices process emails with test attachments – access to user device required via screen sharing. The email address of the user of the in-scope device will be required not a generic generated one for the assessment
  • Observing how devices handle downloads of file attachments from our test websites – access to user devices is required via screen sharing.
  • Checking the installation and configuration of anti-virus software.
  • iOS / mobile checks (If in scope)
  • Perform Multi-Factor Authentication (MFA) test on all listed Cloud Services provided in Cyber Essentials self-assessment to ensure MFA is enabled on Admin and User accounts
  • Confirm Account separation between Admin and User accounts

During the assessment, our assessors will carry out the Cyber Essentials Plus audit which includes a scan of your external IP addresses. Please note, that the scan can only be completed if you have signed our consent form. This will be emailed to you during the process.

It’s vital the consent form is returned to us before the day of the audit in order to ensure that it can be completed without delay. 

Once the audit has been successfully completed, our assessors will upload the results to IASME and issue your certificate.

Additional Resources

Your organisation is completely in charge of how quickly or slowly you want to take this process and our CX team is on hand to help at every stage. 

For more information on the Qualys agent please see our guide to deploying the Qualys agent.

Qualys Installation guide

If you have any questions on the Cyber Essentials Plus process please reach out to your account manager, or directly to our CX team through our Live Chat feature.

Cybersecurity certifications

What to do after a ransomware attack

It started as a normal day at work. You send a few emails, drink some coffee, and attend a few meetings. But then things take a turn for the worse. Your flustered finance colleague tells you they aren’t able to access your customer database and a strange message is displaying on the screen. It’s happened. You’ve been ransomware attacked.

But what do you do next? There’s plenty of information out there on how to prevent ransomware attacks from happening, but less on what to do if the worst does happen. So, here are our top tips for what to do next.

1. Take a deep breath and assess the damage 

This might sound obvious or slightly patronising, but it can be very difficult to stay cool and collected in the event of a breach. Many victims rush into paying the ransom straight away, giving them no wiggle room for negotiations with the attacker. 

So, first things first, take a moment to collect yourself, the hard work starts here. Once you’re ready, start assessing the damage. Has an attack definitely happened? Do you know which systems or files have been compromised? How far have the hackers got? These are all questions you’ll need to know the answer to.

Your next course of action will likely go in one of two directions. If your organisation has an incident response plan, follow that. If it doesn’t, don’t worry, you can follow the next steps on this list. 

2. Collect evidence 

This step shouldn’t take more than a few seconds, but it’s very important. You should immediately take a photo of the ransomware note. It doesn’t matter how you do it, a screenshot or a photo on your smartphone will work, but the key thing is to document the breach. This will help you in contacting your insurers and filing a police report.

3. Isolate the breach

Once it’s in, ransomware is designed to spread like wildfire across a network. To stop it from infecting every system in your business, you need to isolate the breach. 

That might sound complicated or techy, but it’s actually very simple. The easiest thing to do is disconnect the infected system(s) from your network so the ransomware can’t spread anywhere else. Doing this can stop a relatively minor breach from becoming business-threatening. 

4. Disconnect backups 

We’ve written at length on the importance of data backups before. And a successful ransomware attack is where they really come into their own. In the best-case scenario, it could save you from having to pay a ransom at all.

Unfortunately, cybercriminals know this. So most modern ransomware strains are coded to go after any backups you have. This means it’s important to secure your backups by disconnecting them from the rest of your network. And to be extra safe, we recommend locking down access to your backups until the infection has passed. 

5. Notify insurers and your IT provider

This step will be different for everyone, depending on whether you have cyber insurance or outsource any element of your IT to a third party. However, if you do have either, now’s the time to report the breach. You’ve completed the vital first steps to contain the threat and it’s time to bring in some help.

Your insurer needs to know for obvious reasons but both should be able to help you with the next steps. Many insurers are happy to put you in touch with experts and your IT provider should also be able to lend a hand.

At this point, it’s also worth notifying law enforcement and the ICO. Your insurers may require a police report to proceed and it can also help save other organisations from the same fate.

6. Identify the strain of ransomware

Unless you’re extremely unlucky, it’s unlikely your business is the first to be hit with whatever strain it’s been infected with. And this means it should be fairly easy to identify.

Free services like ID Ransomware allow you to upload a sample of your encrypted file(s), the ransom note, and the hacker’s contact info. They’ll then analyse this information and identify who or what has attacked you.

This is important for two reasons. First, who you’re dealing with will help inform your decision on whether to pay. Second, knowing what you’re dealing with is vital when you come to attempt to decrypt your files.

7. Try decrypting your files

Once you know the type of ransomware you’ve been infected with, it’s time to have a go at decrypting your files. This might be easier with the help of a cyber expert, but it’s not too difficult to do yourself. 

There are plenty of decryption tools available online. No More Ransom has a great selection of tools to decrypt most types of ransomware. All you need to do is find the strain you’ve been hit with from the list, download it and follow the installation process. The site is updated regularly, so even if you have been struck by a newer form of ransomware there should be something to help. 

Of course, this won’t always work. Ransomware is ever-evolving, with the bad guys constantly adding extra features. But it’s always worth a try.  

8. Reset passwords

You might have already done this step earlier on in the process. If so, give yourself a hearty pat on the back. If not, it’s time to reset all your business’s passwords. This is something you should be doing regularly anyway, but it can stop hackers from gaining access to other non-infected systems and attacking those too.

And, once the infection is completely removed, don’t forget to change them again.

9. Decide whether to pay or not 

Finally, we come to the trickiest part. Should you pay the ransom?

Sadly, there’s no absolute answer either way. Whether or not you decide to pay is completely conditional depending on the scenario you find yourself in. If you’ve managed to decrypt your files and the data the hackers have isn’t sensitive, you probably don’t need to pay.

Likewise, your insurer may instruct you not to pay. Cyber insurers are currently split upon ransomware best practices after years of near unanimity.

In other cases, paying might be the best option. For example, when the hackers have access to sensitive customer or financial data.

10. One last thing…

You may have noticed we haven’t mentioned communications to partners or customers. We’ve left this until last because, like paying the ransom, the decision is situation based.

If customer data has been stolen, then you need to inform clients and partners so they can secure their accounts. However, if the breach has only affected internal data, you may not need to communicate that to clients. 

Like the incident response plan we mentioned earlier, it’s well worth having an emergency communications plan ready to go in case you do get attacked.

To find out more about the threats facing businesses, read our guide, The State of UK SME Cybersecurity. It’s full of useful insights on the risks small businesses face and what can be done to counter them. Get your copy here.

State of SME cybersecurity

Everything you need to know about firewalls

Firewalls

Firewalls can appear complicated at first glance. However, in reality, they’re easy to set up and offer an important defence against cyber threats. So, to help you better understand firewalls and how to protect your business, here’s everything you need to know. 

What is a firewall? 

A ‘firewall’ is a tool that protects your home or office systems from malicious traffic on the internet. 

Think of it as a well-armed bouncer, checking anything that enters your network for threats. It creates a barrier between a ‘trusted network’ (such as your office) and an ‘untrusted network’, like the internet. 

Firewalls keep your devices operating reliably. But they also protect you from a variety of threats, such as DoS (Denial of Service) and malicious packet attacks.

Most modern devices contain a firewall of some kind. You’ll find one built into your laptop and internet router, although, crucially not on most smartphones. Many businesses also set up a separate hardware firewall in addition to the one built into devices for an extra layer of security. 

Where does the term ‘firewall’ come from? 

The term ‘firewall’ has an interesting history (no, really). The term originally refers to a wall built to contain a fire between adjacent buildings. Later, it was used to describe the metal sheet that separates the engine compartment from passengers on an aeroplane. 

It wasn't until the 1980s that ‘firewall’ first became synonymous with the internet. The term appeared in the 1983 computer-hacking movie WarGames to describe the act of filtering data coming through routers and possibly inspired its later use.

How does a firewall work?

Firewalls analyse all incoming traffic based on a set of pre-set rules. The rules are then used to filter out anything malicious or suspicious and prevent attacks. 

The slightly more technical explanation is that firewalls filter traffic at a computer’s entry points or ‘ports’. These ports are where information is exchanged with external devices. For example, a rule might look something like this:

Source address 172.18.1.1 is allowed to reach destination 172.18.2.1 over port 22."

A great analogy for understanding this is to think of an IP address (the unique number that identifies your device) as a house and port numbers as rooms within the house. Only trusted people (IP addresses) are allowed to enter the house at all. Then, once in the house, trusted people are only allowed to access certain rooms (destination ports). 

It’s much like hosting a party at your house, in that you’d probably keep some rooms off-limits. Perhaps there are some rooms that could pose a threat to children or maybe you just like your privacy, either way, the same basic principle applies to firewalls. Trusted devices are only allowed access to certain places. 

Why are firewalls important? 

Simply put firewalls are a vital first line of defence. To return to our bouncer analogy from earlier, without a doorman anyone can enter the building. Without a firewall, anyone can get into your business. 

It’s not difficult for even a relatively unsophisticated cybercriminal to probe your organisation’s devices in an attempt to break into your systems. Without a properly configured firewall, they’re much more likely to succeed. 

What’s more, the consequences can be disastrous. Not only will hackers gain access to your data and potentially leak it or use it maliciously, but the financial hit can also be severe. According to insurer Hiscox, the average cost of a breach for an SME is £11,000, and that’s before we even consider reputational damage or fines from regulators. 

A properly configured, maintained and monitored firewall will go a long way towards protecting your business. 

But what do we mean by ‘properly’ configured? Well, for your firewall to work optimally, you need to ensure it has the power to manage normal and encrypted internet traffic without slowing down your devices or compromising security. A good IT support partner can help you do this or, alternatively, automated tools like CyberSmart can guide you through the process yourself. 

Firewalls and Cyber Essentials 

You might be reading this article because you’ve come across the firewalls section of the Cyber Essentials questionnaire. Or perhaps you’re considering completing Cyber Essentials certification for your business. 

Either way, the section of Cyber Essentials dealing with firewalls can appear confusing. But, in reality, it’s very simple. You’ll be asked about which firewalls you have in place, whether they are password protected and ‘accessible’ services.

The first two elements are self-explanatory. All you need do is list the firewalls you use and set up password protection for them if you don’t already have it (the questionnaire or one of our team will provide guidance on how to do this). However, ‘accessible services’ is a little more complicated. 

What does 'accessible services' mean? 

‘Accessible services’ is the traffic that is approved to pass through the firewall. In an office environment, your firewalls will usually be configured so that IT support can access anything they need to. However, most of us aren’t working in an office at the moment and home routers are often set up to block all services as default. 

Sadly, working from home doesn’t mean the end of all IT troubles, so your remote workers may wish to allow external access to their personal router. If this is the case, then it’s best practice to allow a single, static IP address through the firewall. That way, you can be sure your IT support team, and only the IT support team, has access. 

And that’s all there is to firewalls. Hopefully, this has answered most of your questions but, if there’s anything else you’d like to know, please get in touch with one of our team.

Looking to improve your cybersecurity but not sure where to begin? Start by getting certified in Cyber Essentials, the UK government scheme that covers all the fundamentals of cyber hygiene.

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