Cybersecurity Insurance for Small Businesses

Designed to help you with robust coverage in the event of cyber attack

Cyber insurance can be an important tool in your kit following a cyber attack

Why?

With businesses becoming more reliant on the use of data – and regulation around the handling of sensitive data continually evolving – cyber insurance is vital.

How?

Our cyber insurance is designed to help you with robust coverage in the event of cyber attack. The response services provided will also guide you through your options and minimise disruption to your business

What’s included?


£100,000 free insurance designed to help you with robust coverage in the event of cyber attack. Plus get 24/7 access to expert response services. Our Ransomware and Recovery Toolbox equips you with the necessary frameworks to help ensure swifter business continuity after an adverse event.

Cyber liability insurance

  • Free insurance up to £100K

    Our cyber insurance provides robust coverages in the event of cyber attack.


    Exclusions apply, such as:
    – There is a £1,000 excess (increasing to £5,000 for claims emanating from activities in the USA or Canada)
    – Six hour Network Interruption retention
    – Money that may be stolen via electronic means or cyber fraud

  • First response service to help you stay ahead of the curve on cyber risk management

    From the moment you suspects an attack, AIG First Response Service deploy their experience and expertise to guide you through the options and minimise disruption to your business.
    There is no onus of proof, you can use this service even if you suspect an incident.

  • Reinforce the cyber resilience of your business

    Our network interruption and event management aim to help you quickly resume business normality.

  • Cover the risk of cyber extortion

    The cyber extortion covers your cyber extortion expense and any payment that you have to pay to end an extortion threat

  • Event Management Service

    After a cyber-attack, organisations need a range of services to get their business back on track. Our Event Management covers Legal, IT, PR services, reputation protection, credit and ID monitoring in addition to breach notification costs. When an event occurs, having the correct expertise on hand can result in dramatically improved outcomes.

  • Additional coverage options

    Augment your cover with higher limits and get access to additional benefits.

  • The CyberSmart Difference

    Our cyber insurance provides robust coverage for financial losses incurred due to cyber incidents. The comprehensive response service for both pre- and post-incident will help you coordinate the response and recovery process professionally

Ransomware recovery and response

  • Battle-tested plans

    Tried and tested ransomware recovery plans built with small businesses in mind. Quantify risk, assess the likelihood of adverse events and put strategies in place to avert or mitigate the outcome.

  • Best practice guide

    Educate your business on what ransomware is, how it works and processes you can implement in order to reduce the possibility and impact of an attack. Enforce cyber secure behaviours through training, policy management and safe device configuration.

Awards

Security Vendor of the Year – SME

Computing Security Excellence Awards

Cyber Security Vendor of the Year

Technology Reseller Awards

Tech Growth Business of the Year

National Technology Award

CyberTech 100

2023

Global List

Can’t find what you’re looking for?

Cybersecurity training and certification

Build the human firewall. Comprehensive training, certification and IT policy management solutions built for SMEs.

Cybersecurity risk management

Unparalleled scale and control. Your cybersecurity, your way; configurable, automated and efficient, built for SMEs.

Cybersecurity support

Expertise that meets your business needs. Unlimited help and support, built for SMEs.

Who is it for?

Small and medium sized enterprises

Complete cybersecurity solutions for SMEs. Protect your critical data, train your employees in cyber-secure behaviours, ensure policy compliance and meet your security goals confidently with CyberSmart.

Managed IT providers

Enhance your product portfolio, with complete security solutions built for SMEs. Deliver Cyber Essentials certification, protect your customers with Active Protect and partner with the leading UK provider of SME cybersecurity.

Frequently asked questions

  • Cyber insurance is the final layer of protection needed for complete cyber confidence. If you do get breached, cyber insurance can be the difference between business failure and getting up and running again quickly.

  • Yes. Small businesses often lack the resources to weather a serious breach alone, making cyber insurance doubly important. However, we recognise that with ever-rising premiums, cyber insurance can be unaffordable for some small businesses, which is why we offer it free with some of our bundles.

  • Cyber insurance is designed to cover security and privacy liability, cyber extortion, event management, network interruption costs, and breach response services.

  • Simply purchase one of our bundles, complete your Cyber Essentials Certification and you’ll be offered free cyber insurance up to £100k.

  • Most ransomware uses a special kind of encryption, called ‘asymmetric encryption’. Cybercriminals use this to ‘lock’ access to your files or data, only giving you the key to decrypt it once a ransom has been paid.

  • Ransomware comes in many forms and can enter your system in a variety of ways. However, the most common route is through email spam campaigns or through a carefully targeted attack, such as the attack on the NHS in 2017. Once in, the ransomware will hunt for important files or data to encrypt and hold to ransom.

  • There’s no single thing that stops ransomware but a combination of the following can prevent most attacks: staff cybersecurity training, regularly patching/updating software, data backups, clear security policies, and sticking to secure networks – all things CyberSmart’s solutions can help you achieve.

Sutcliffe Insurance Brokers Ltd trading as Sutcliffe & Co is authorised and regulated by the Financial Conduct Authority, Number 306068. Individual cover purchased online is offered on a standardised and non-advised basis. Terms, conditions and coverage limits are predetermined by the Underwriter. If you require bespoke coverage offered on an advised basis, please contact Sutcliffe & Co directly at enquiries@sutcliffeinsurance.co.uk